The First Of Several Reasons Is That Many Connecticut Or New Jersey Contractors General Liability Policies Specifically Exclude Any Work In The State Of New York
Why would they do that? Two Words. Action over.
If you are fortunate enough to not have a New York state exclusion, you still are NOT necessarily set with your general liability.In addition to a New York exclusion, you also need to watch out for an injury to employee exclusion or action over exclusion.
The last thing you want to do is go marching into NY thinking you are fully covered and have a major coverage gap on your CGL.
Now if you are all set with your GL with no New York state exclusion or injury to employee / action over exclusion, you are probably thinking, Heck yeah, I am all set!
Well hold on just another second. First of all, congratulations for having a great general liability policy. But as you know, general liability is not the only policy contractors need.
New York Hvac Education
New York has several programs which offer HVAC education including Apex Technical School, New York City College of Technology, State University of New York, Monroe Community College, and Hudson Valley College. Two of the most distinguished programs in the state include Isaac Heating and Air Conditioning Inc. due to its PAHRA accreditation and the Washington-Saratoga-Warren-Hamilton-Essex BOCES / Meyers Education Center which has HVAC Excellence accreditation.
Submit Proof Of Workers Compensation Insurance Coverage
You will be required to provide a copy of one of the following documents as proof of workers compensation insurance:
- An insurance certificate for workers compensation insurance from a private carrier or the New York State Insurance Fund Office the certificate must name the DCWP as the certificate holder and include the Departments address
- A Certificate of Attestation of Exemption from the New York State Workers Compensation Board
If your business ceases to qualify for a workers compensation exemption, you must provide DCWP with proof of workers compensation insurance. ACORD forms are not acceptable proof of New York State workers compensation coverage.
Also Check: How To Be An Rn In New York
How To Become A Licensed Contractor In New York
A general contractor is an individual or organization that enters work agreements with other individuals or businesses under contract for a specific project. Contractors usually perform or oversee different types of construction work that may involve demolition, remodeling, plumbing and electrical work. To become a licensed contractor in New York you will need to become registered with the state. New York state requires contractors to provide documentation to support that they are qualified to perform the duties and responsibilities of a general contractor. Contractors that operate as LLCs, corporations, partnerships or under a business name will be required to provide some additional information during registration.
Register with the Department of Buildings. Contractors need to be registered with the Department of Buildings to obtain a New Buildings permit for one-, two- and three-bedroom homes. The following requirements must be met in order to register: must be 18 years old, able to read and write English, have good moral character, and be able to perform the duties of a general contractor.
Visit the Department’s Licensing Unit in person and deliver the required documentation. Review the LIC6 General Contractor Registration Form for specific details.
How Do I Renew My Home Improvement Contractor License In New York
GRBM …” alt=”3 Simple Steps to Get Your Home Improvement License > GRBM …”> Your license is valid for up to 30 months and expires on February 28 of every odd-numbered year. Before your license expires, the DCWP will mail you a license renewal application and instructions. You must submit your renewal application, required documents, and the $100 renewal fee at least 15 days before the license is set to expire.
You may renew online, by mail, or in person.
You May Like: How To Pay A Ticket Online New York
Complete And Submit Your Application
Once you have obtained all necessary documents, the next step is thoroughly filling in the Basic Individual License Application. The form contains information about the applicant, mailing address, child support certification, as well as a list of background questions. Its important to complete the form carefully, as there are penalties for false statements.
The licensing fee is $100 for two years. Depending on the date when you apply for a license, you might pay a smaller fee as the licensing period runs from February 28th of an odd year to the same date in the next odd year.
Who Must Have A Home Improvement Contractor License
A person or business must have a Home Improvement Contractor license to do construction, repair, remodeling, or other home improvement work to any residential land or building in New York City. Other home improvement work includes, but is not limited to, the construction, replacement, or improvement of basements, driveways, fences, garages, landscaping, patios, porches, sidewalks, swimming pools, terraces, and other improvements to structures or upon land that is next to a home or apartment building.
This description is only a general explanation of who must have a Home Improvement Contractor license.
You May Like: New York Rolling Loud Lineup
Additional Requirements A Contractors License Ny
Crane Operators
If youre a professional crane operator, the state of New York requires you to get certified before operating a crane in construction, demolition, or New York excavation projects.
To get your crane-operating license, youll need:
- Proof of your training and experience.
- Proof that youre meeting your child support obligations
- A drivers license or government-issued photo ID.
- Proof that youve passed a written and practical test.
Asbestos Handlers
If you handle and remove asbestos, you must get a license before doing any work in New York. The good news is its a fairly quick process it only takes about 14 days to process your license.
To get your asbestos handler certificate, youll need:
- Proof that youve taken the states asbestos training course.
- Proof that youre meeting your child support obligations .
- A drivers license or government-issued photo ID.
Need Help With Your Project
If youre a general contractor in New York or another state in the U.S. and have a job that requires laboratory cabinets,plastic laminate casework, stainless steel, or even epoxy resin countertops, we can help. We have a plethora of products and furniture that is at your disposal to make sure your job gets done right.
Give us a call at to speak to a project consultant today.
Recommended Reading: How To Pay A Ticket Online New York
Home Improvement Contractor License
*Note: Home Improvement Contractor Licenses are issued by the Department of Consumer Affairs.*
A person or business must have a Home Improvement Contractor License if engaged in the construction, repair, remodeling, or addition to any land or building used as a residence. This includes, but is not limited to, the construction, replacement, or improvement of basements, driveways, fences, garages, landscaping, patios, porches, sidewalks, swimming pools, terraces, and other improvements to structures or upon land that is next to a home or apartment building.
This description is only a general explanation of who must have a Home Improvement Contractor License. To obtain a Home Improvement Contractor License, please visit the New York City Department of Consumer Affairs or call 487-4060. If you need to renew, change or update your license, call 487-4104.
Common Contractor License Requirements
If youre considering getting a general contracting license, check with your states licensing board for the most up-to-date licensure requirements. You should also be aware that, as a rule of thumb, a license in one state will not permit you to work in another state. You may also need to be licensed locally, even if no state-level license is necessary, so check with the county or municipality.
Read Also: Pay Tickets Online New York
New York City Home Improvement Contractor Licensing Guide
Posted By: Payton KearnsSeptember 8, 2021
Before you can begin work as a general contractor in New York City, you must be licensed through the NYC Department of Consumer and Worker Protection , formerly the Department of Consumer Affairs. SuretyBonds.com has developed this quick and easy guide to becoming a licensed home improvement contractor in New York so you can get started today.
Nyc Home Improvement Contractor Registration Application
All applicants will have a background investigation done before a NYC contractor registration application process can be initiated. Following passing the background and pre-screening, applicants will be notified to make a second appointment to see a licensing specialist, at which point the actual application process will commence.
For the initial background check to begin, the applicant must bring in the following original documentation with them to their initial appointment with a licensing specialist :
NYC Department of Buildings
Read Also: Tolls From Virginia To New York
How To Get My Contractor License In Westchester New York
Home improvement contractors are construction professionals who specialize in all types and sizes of residential projects. Homeowners without those skills can be prey for dishonest or incompetent contractors. To protect consumers, Westchester County, N.Y., requires all contractors to obtain a license in order to work. To get the license, contractors must pass a written test on the state and county laws regulating contractors and submit a written application and fee.
Go to the Westchester County website . Touch “Business” in the navigation bar. Click “Licenses and Permits” in the menu below the bar.
Print and complete the “Application for Home Improvement License” forms in the package. Include identifying information about yourself, any business partners and your company and the types of work you will perform. Complete the “Child Support Certification” in the package regarding whether you are under court order to pay child support. Sign the application in the presence of a notary public.
Prepare or gather the required documents: the Department of Consumer Protection’s letter verifying that you passed the written test, legal proof of your business name, a detailed five-year written work history, liability insurance certificate, proof of workers compensation insurance, a photo of yourself and copies of your current valid driver’s license and vehicle registration.
Tip
Reciprocity Agreements Between States
Reciprocity is when one state honors the licensing and registration of an already-licensed contractor from another state.
The National Center for Construction Education and Research offers a super-handy Reciprocity Map for a quick way to find out what kind of reciprocity agreements each state offers. API Processing, a provider of contractor licensing preparation tools, also has a helpful list of reciprocity statuses.
The summaries on each site are brief, though, so if you are seriously considering doing business in another state, youll probably want to dig a little deeper.
Does New York offer licensing reciprocity?
New York State does not offer reciprocity, which makes some sense, as it doesnt issue contractor licenses to most types of contractors on a state level.
The NCCER recommends seeking more information from your local New York licensing board about any kind of reciprocity agreements that might be honored.
Does California offer licensing reciprocity?
California does honor licensing reciprocity with a handful of states: Arizona, Nevada, Utah and Louisiana.
This table provides details on exactly which licenses are honored by those other states, and vice versa, and what the equivalents are. For example, Structural Steel is equivalent to Arizonas Steel and Aluminum Building, and General Building is equivalent to Louisianas Commercial Building.
Does Texas offer licensing reciprocity?
Also Check: New York Times Poetry Submission
Nyc General Contractor License
The common term for general contractors in New York City is home improvement contractor. All home improvement contractors must be licensed by the NYC Department of Consumer Affairs to do new construction, repairs, demolition, or remodeling of any building if the total cost of the work will exceed $200. Construction projects in NYC also require a Home Improvement Contractors Bond of at least $20,000, on top of your general liability coverage. This bond is intended to protect both you and the client for any project, so a given client or project may require you to obtain a larger bond for complete coverage, increasing the overall cost of a project..
Provide Proof Of Addresses
To furnish proof of your business address, submit a copy of one of the following documents in the name of either the business or an individual whose name is on the application:
- Utility bill from the past 90 days
- Current lease/deed
- Correspondence from a government agency
- Current license/permit/certificate issued by a city/state/federal government agency
To furnish proof of your home address, submit a copy of one of the following documents for each individual whose name is on the application:
- Utility bill from the past 90 days
- Insurance document/bill
- Correspondence from a government agency
- Current license/permit/certificate issued by a city/state/federal government agency
- College/school correspondence
- Municipal ID card
You May Like: How Much Are Tolls From Virginia To New York
Ready To Get A Contractor’s License Ny
If you’re a little overwhelmed by all the information here, we don’t blame you. It’s a lot to take in! But you’re prepared with the info you need to apply for a contractors license in New York.
Depending on your county or city, we suggest using the info above as a checklist in your prep process. If you need a break while applying, sit back, breathe, and know that you’re taking another crucial step to building trust with future customers.
*Monthly payment calculations do not include initial premium down payment and may vary by state, insurance provider, and nature of your business. Averages based on January – December 2020 data of 10% of our total policies sold.
Emily Thompson
I earned a B.A. in Journalism from the University of Wisconsin at Madison . After realizing my first job might involve carrying a police scanner at 2 am in pursuit of newsworthy crimes, I decided I was better suited for freelance blogging and marketing writing. Since 2010, Ive owned my freelance writing business, EST Creative. When Im not penning, doodling ideas, or chatting with clients, youll find me hiking with my husband, baby boy, and 2 mischievous mutts.
This content is for general, informational purposes only and is not intended to provide legal, tax, accounting, or financial advice. Please obtain expert advice from industry specific professionals who may better understand your businesss needs.
New York Contractor License Guide
In the State of New York, contractor licensing is done at the local level. If you wish to perform any type of commercial or residential work, please consult with the city or county for construction license and surety bond requirements. Heres a summary of the license process for the City of New York and Putnam County:
1
Don’t Miss: Where Is The Wax Museum In New York
The A To Z Of Construction License Requirements In California Texas And New York
Those pesky licenses, registrations and permits that states, counties and municipalities require of construction contractors are enough to make you consider letting the next guy do the job.
Knowing what is expected of you from a given state in terms of licensing is the first hurdle you have to jump over, and no small one, since some states like to make this information as tough for contractors to find as a bent nail in grass. To give you an idea of the diversity of requirements out thereand to explore the rules in three populous states where lots and lots of contractors do businesswe go into detail below on New York, California and Texas contractor licensing requirements.
Finally, as contractors are often interested in expanding their territories to neighboring states, we also take a close look at how these three states handle licensing reciprocity.
How Much Does It Cost To Get An Hvac License In New York
EPA Section 608 license costs $25 to $50 per exam. The NATE certificate fees vary from $50 to $100.
Another cost to consider is liability and workers’ compensation insurance. In cities where technicians are required to get their contractor’s license, you should expect to pay a few hundred dollars for the required insurance.
Also Check: What Airlines Fly To Cabo San Lucas From New York
Who Needs A Contractor License In New York
State-level licensing for contractors in New York is exceptionally straightforward. There are only two types of contractors that even need to carry a state license: asbestos contractors and crane operators. Plus, both of those licenses fall under the New York Department of Labor.
Other than that, all other contractors are scot-free from carrying a license issued by New York State. But, that doesnt make contracting within the entire state a free-for-all.
Many counties and municipalities in the state have their own contractor licensing requirements that construction businesses must meet to work legally. Here, well go over a few in detail.
Complete The Basic License Application
The application will ask you to:
- Identify your businesss legal structure.
- Provide business and contact information.
- List the sole proprietors and/or individual partners information .
- List the businesss general partners, corporate officers, shareholders, and members information .
- Answer background questions on behalf of all individuals named on the application.
Recommended Reading: The Wax Museum New York