How Much Does An Abortion Cost In Brooklyn
It is not possible to give a definite answer to this question as there are a number of factors that affect the total abortion price. These include surgical or non-surgical termination, length of the pregnancy, your blood type, and so on. Abortion costs in Brooklyn, New York for surgical termination of your pregnancy can vary from $400 to $2,500. Your best bet would be to schedule an appointment with a specialist who will determine which pregnancy termination method is applicable to you.
If Youre Enrolled In Medicaid
Under federal law, Medicaid must cover abortion in the above-mentioned exception cases, but thats it. States can choose to expand their Medicaid programs beyond the required federal exceptions.
Currently, in a number of states, Medicaid covers all or most medically necessary abortions. Heres a state-by-state overview of Medicaid abortion coverage. Medicaid covers abortion costs only in your state of residence. If your state has weak Medicaid coverage or few abortion facilities, you can go to another state, but you wont get Medicaid coverage.
How Much Does An Abortion Cost Well From $0 To $3275
How much does an abortion cost? As you guessed, it can vary: from $0 to over $3,000 depending on, among other factors, how long youve been pregnant, how youre paying and, increasingly, where you live. Insurance policies have different coverages. Different states treat abortion differently, including how late state providers are allowed to do abortions, and under what circumstances.
Abortion is probably the most politically charged medical procedure in American history. Its also fairly common.
About 3 in 10 U.S. women have one by age 45. Over a third of women getting abortions are white. Over half are 20-somethings. Almost half make incomes under the federal poverty level. Most are already mothers. Cost matters to many of these women and while states cant ban abortion outright, they can and do pass laws that make it more expensive.
The situation is changing with developments on the federal level and on the state level. While this blog post was originally written a bit ago, the links are to sites that will give up-to-date information beyond the generalities we include here. Also, as journalists, we are confident in our reporting but please remember that the situation is changing rapidly. Therefore some of the sites referenced here may not be up-to-the-second so you should doublecheck all facts at the source.
In the end, abortion cost primarily hinges on the following factors:
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The Medical Abortion : Average Cost $300 To $800
The so called abortion pill is actually a course of treatment involving medical consultations and tests such as a sonogram and HCG blood test, followed by ingestion of two different medications: mifepristone and m`isoprostol.
Mifepristoneoriginally called RU 486 and marketed under the name Mifeprex, is one of the medications used to end a pregnancy. With tests to confirm the pregnancy and date of conception, as well as counseling completed, the pregnant woman will be given a mifepristone pill. This synthetic steroid blocks the production of the hormone progesterone causing the lining of the uterus to break up, detaching the fertilized egg.
Within two days, the woman will then be given a Misoprostol pill which is a prostaglandin that will induce uterine contractions and bring about the end of the pregnancy.
Although this treatment has a very high success rate, any physician who prescribes the abortion pill procedure must also be willing to carry out a suction or surgical abortion if the pregnancy was not terminated completely.
This procedure is available up to the 9th week. For more information on the RU 486 Abortion Pill procedure please visit the National Abortion Federation.
What Insurance Do You Accept
Abortion is covered by most insurance plans in the Rochester area. We accept reimbursement from most area insurers, including Aetna, Blue Choice, Blue Cross and Blue Shield, Blue Choice Option, Excellus, Medicaid, Preferred Care, Preferred Care Option, and many other plans. Insured patients should remember that they may have a cash co-pay.
If you have out-of-area insurance, you can discuss the details of coverage and payment with us.
We dont work with parasail at this time.
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How Much Does An Abortion Cost Without Insurance
For patients without insurance, or who do not wish to use their insurance, cash payment is accepted at the time of service. Cost depends on the procedure being done as well as how far along the pregnancy is.
We accept VISA, MasterCard, and Discover. We do not accept personal checks. People with unusual financial hardship may qualify for a discounted fee. Please fill out the contact form or call.
Federal And State Laws Regarding Coverage Or Payment For Abortion
Almost one million women in the U.S. have an abortion every year.1 Federal and state laws, as well as insurers coverage policies, shape the extent to which women can have coverage for abortion services under both publicly funded programs and private plans. Women who seek an abortion, but do not have coverage for the service, shoulder the out-of-pocket costs of the services. The cost of an abortion varies depending on factors such as location, facility, timing and type of procedure. The median cost of an abortion at 10 weeks gestation is $500, whereas the median cost of an abortion at 20 weeks gestation is $1195.2 Though the vast majority of abortions are performed in the first trimester of pregnancy, the costs are challenging for many low-income women.3,4 Approximately 5% of abortions are performed at 16 weeks or later in the pregnancy.5 For women with medically complicated health situations or who need a second-trimester abortion, the costs could be prohibitive. In some cases, women find they have to delay their abortion while they take time to raise funds,6 or women may first learn of a fetal anomaly in the second trimester when the costs are considerably higher.7 According to the Federal Reserve Board, forty percent of U.S. adults do not have enough savings to pay for a $400 emergency expense.
Figure 1: One Half of Reproductive Age Women on Medicaid Live in a State that Restricts Abortion Coverage, 2017
ACA Marketplace Plans
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Which Organizations And Funds Help Reduce The Cost Of Abortion Services
There are many organizations and funds that support the cost of abortion services from pills and procedures to logistical expenses. The National Network of Abortion Funds maintains a state-by-state list of funds as well as tips for accessing financial support.
National funds include:
What Other Factors Can Affect The Price Of An Abortion
The total cost of an abortion may include nonmedical expenses including transportation, lodging, time off from work, and child care. This is especially important if there is no abortion service provider near you.
Typically, the price of an abortion increases as a pregnancy progresses. The cost can rise for those who needs to raise funds or find the resources for abortion care. According to the Guttmacher Institute, the cost of an abortion at 20 weeks is more than twice as much as terminating a pregnancy at 10 weeks.
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Does Health Insurance Cover Abortion
Abortion care is routinely covered by insurance. Coverage and out-of-pocket costs depend on your plan, which can include:
Private insuranceand Affordable Care Act marketplace plans: Abortion care services are not considered essential health benefits under the Affordable Care Act. Plans are not required to cover abortions but may choose to include abortion care benefits.
Medicaid: Federal law limits the use of federal funds for abortion except in cases of rape, incest or endangerment to the life of the mother. Some states use their own funds to cover abortions for Medicaid enrollees.
New York City Allocates $250000 For Abortions Challenging Conservative States
The money will go to a nonprofit fund that pays clinics for abortions performed on women who cannot pay, a third of whom live outside New York.
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New York City will spend $250,000 to help poor women who travel from other states to obtain abortions here, inserting itself into the increasingly contentious debate over access to the procedure.
While the amount of money is relatively small, the allocation is a symbolic if provocative move as more conservative states take steps to all but ban abortion.
The money will go to the New York Abortion Access Fund, according to City Councilwoman Carlina Rivera, a Democrat from Manhattan, and Jennifer Fermino, a spokeswoman for the Council speaker, Corey Johnson. Abortion rights activists believe that this is the first time that a city will allocate money specifically for abortions.
City officials said the contribution, which would be included in the budget being negotiated between the Council and the mayors office, would allow about 500 women to terminate their pregnancies.
The abortion access fund provides payment to clinics on behalf of women who might not be able to pay for abortions, but are not covered by insurance or Medicaid. Roughly a third of the fund goes to women who come to New York for abortions.
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Where Can I Get An Abortion Near Me
It might be a challenge to find abortion clinics in Brooklyn that you can trust. You need to be a hundred percent sure that the clinic is safe and will provide only top quality service. However, every clinic is different and the cost of service and its quality is also different. Some clinics might provide abortions up to 11 weeks into pregnancy while others offer abortions up to 26 weeks into pregnancy. If you have doubts about which clinic to choose, you can always call different clinics and discuss the options they can offer.
Payment And Support Resources
Health insurance, including Medicaid, may cover the cost of an abortion. If you are pregnant, you may have special health insurance options. Contact your health insurer to find out what your plan covers.
You may be eligible for New York State Medicaid to cover your abortion procedure. Pregnant New Yorkers can qualify for Medicaid at higher income levels. Find out whether you qualify for Medicaid, or call the NY State of Health Official Health Plan Marketplace at 855-355-5777 for more information.
Some medical offices can check if you qualify for Medicaid at the time of your appointment. If you qualify, they can also enroll you, with coverage starting that day. Before your appointment, ask your medical office if they are a Medicaid enrollment site. Be sure to ask if they require a photo ID or other documents.
As with any other medical procedure, an abortion can be expensive if you do not have insurance coverage.
If you need help paying for your appointment, visit:
- New York Abortion Access Fund, or call its hotline at 212-252-4757
If you need help with travel or lodging costs related to your appointment:
- Haven Coalition provides help with overnight lodging for those who have to travel.
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If You Do Not Have Health Insurance
If you are uninsured and/or are unable to use your insurance to cover your procedure, additional resources may be available. There are more than 100 abortion funds across the country that provide assistance to those who are facing financial barriers to abortion. The National Network of Abortion Funds provides a helpful map and list by state.
For assistance in New York State:
- The New York Abortion Access Fund provides financial assistance and other resources to support anyone living in or traveling to New York State for an abortion who is unable to pay fully for the procedure. For more information, call their hotline at 212.252.4757 or email them at .
- The Haven Coalition is a network of volunteers who open their homes to low-income people who need to travel to New York City for second-trimester abortions. Haven volunteers can provide meals, a place to sleep, and transportation to and from the clinic. Haven works with people who are receiving two-day abortion care at Choices, Parkmed Physicians, Planned Parenthood NYC, and select other facilities. If you need support from the Haven Coalition, let the clinic know when you make your appointment and they will put you in touch with a volunteer. For more information, email .
- Several abortion providers have funds or offer sliding scale fees to help people pay for the procedure. View a list of those providers.
What Type Of Abortion Is Best For Me
- Have an abortion in the privacy of your home, or a place that is comfortable to you.
- Prefer to have the choice of being alone to having others with and around you during the abortion process.
- Medical abortions are only possible up to ten weeks of pregnancy.
- Time period includes 3-4 hours at Choices including registration, lab work, sonogram, counseling, and meeting with a provider, and 48 hours at home.
- Extreme pain, cramping and bleeding and, sometimes, nausea, diarrhea or chills.
- Heavy bleeding and cramping during the passing of the pregnancy.
- Only 91-95% effective, may require repeat medical abortion or surgical abortion.
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What To Know About Paying For Care In New York State
Currently, there are no restrictions in New York state law regarding coverage for abortion services in private insurance, and most private insurance companies do offer such coverage. For more information about whether your specific plan covers abortion services, refer to your benefits package or call your insurance company directly.
Currently, Congress withholds federal dollars from covering the abortion procedure. People who qualify for Medicaid in New York State have access to abortion coverage because the state uses its own funds to cover the cost of the procedure. However, If you receive insurance from the federal government as a federal employee or through programs like TRICARE, Medicare, or the VA, your policy may not cover abortion. Contact your insurance company to find out their policy if you are unsure. Learn more about these insidious restrictions on abortion coverage.
Getting Abortion Pills In The Mail For $90 Or Less
Getting pills in the mail is increasingly easy, as The New York Times reported. Their reporter, Farhad Manjoo, bought pills by mail three times in a year. He didnt follow up with some providers, especially one that sounded sketchy to him. He did have the pills he bought tested, and they were authentic. He said he paid between $200 and $300 for all three shipments, including expedited shipping. One source, Aid Access, asked him to confirm that he is a woman and pregnant, and he did not because he isnt and wasnt.
He writes: In the United States, the Food and Drug Administration has imposed severe limits on mifepristones distribution. It can be prescribed only by doctors who meet certain qualifications, and can be dispensed only in clinics licensed to provide abortions, not retail pharmacies.
Yet thanks to the digital handiwork of an emerging faction within the global reproductive-rights movement, restrictions on abortion pills are becoming increasingly difficult to enforce. Despite the F.D.A.s restrictions, activists have created a robust online market that makes getting pills surprisingly easy. There are report cards on where to find tested drugs, detailed guides on how to use them safely, a help line for consulting with legal experts, and dozens of discussion boards and support groups helping women navigate the fraught decision of whether and how to terminate a pregnancy.
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How Do I Pay For My Abortion
Choices accepts many forms of payment. We accept all insurances, including State Medicaid from Pennsylvania, New Jersey, Virginia, Maryland and New York. If you live in New York, you can apply for Emergency Medicaid in our office for an abortion that day. Reasonable self-pay and sliding scale plans are available. We accept cash and all major credit cards. In addition, Choices works with funding organizations that raise money for abortions to make sure no one will be turned away because of financial need. When you call for an appointment, ask to speak with one of our Financial Counselors.
To see if you qualify for emergency medicaid, take our quiz.
Complexity Of Insurance Policy Contracts
Insurance policies can be complex and some policyholders may not understand all the fees and coverages included in a policy. As a result, people may buy policies on unfavorable terms. In response to these issues, many countries have enacted detailed statutory and regulatory regimes governing every aspect of the insurance business, including minimum standards for policies and the ways in which they may be advertised and sold.
For example, most insurance policies in the English language today have been carefully drafted in plain English the industry learned the hard way that many courts will not enforce policies against insureds when the judges themselves cannot understand what the policies are saying. Typically, courts construe ambiguities in insurance policies against the insurance company and in favor of coverage under the policy.
Insurance may also be purchased through an agent. A tied agent, working exclusively with one insurer, represents the insurance company from whom the policyholder buys . Just as there is a potential conflict of interest with a broker, an agent has a different type of conflict. Because agents work directly for the insurance company, if there is a claim the agent may advise the client to the benefit of the insurance company. Agents generally cannot offer as broad a range of selection compared to an insurance broker.
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